Effective Date: October 2, 2026
Welcome to www.lanzains.com, the website of LANZA INSURANCE AGENCY INC. (“LANZA INSURANCE AGENCY INC.,” “we,” “us,” or “our”). These Terms & Conditions (“Terms”) govern your use of our website, online forms, communications, and related services.
By accessing or using our website or submitting information to us, you agree to these Terms. If you do not agree with these Terms, please do not use our website.
1. USE OF OUR WEBSITE
You may use our website for lawful purposes and in accordance with these Terms.
You agree not to:
- Use the website for any unlawful or fraudulent purpose.
- Submit false, misleading, or fraudulent information.
- Attempt to gain unauthorized access to our website, systems, or accounts.
- Interfere with the operation or security of the website.
- Use automated systems or software to improperly access or collect information from the website.
- Copy, reproduce, modify, distribute, or exploit website content without our prior written permission.
We reserve the right to restrict or terminate access to the website if we believe these Terms have been violated.
2. INSURANCE QUOTES AND INFORMATION
Information submitted through our website may be used to assist with obtaining insurance quotes, evaluating insurance options, responding to inquiries, or providing insurance-related services.
Submitting information through our website does not guarantee that:
- You will receive an insurance quote.
- You will qualify for coverage.
- Coverage will be available.
- An insurance policy will be issued.
- A particular premium, rate, deductible, limit, or coverage will be available.
Insurance premiums, eligibility, coverage, underwriting requirements, deductibles, limits, exclusions, and policy terms are determined by the applicable insurance carrier and are subject to underwriting and the terms and conditions of the applicable insurance policy.
3. NO BINDING COVERAGE THROUGH THE WEBSITE
Unless expressly authorized by LANZA INSURANCE AGENCY INC. and confirmed by the applicable insurance carrier or authorized representative, submitting an online form, requesting a quote, communicating by email or text message, or receiving an estimate does not bind, activate, renew, modify, or cancel insurance coverage.
Insurance coverage is governed by the actual policy, endorsements, applications, and other documents issued by the applicable insurance carrier.
Do not rely solely on a website submission, text message, email, or verbal communication as proof that coverage is in effect.
4. QUOTE INFORMATION
Any quote, estimate, rate, premium indication, or other pricing information provided through the website or by our representatives is subject to change and may depend on the accuracy and completeness of the information provided.
Final premiums and coverage are determined by the applicable insurance carrier and may change after underwriting, verification, inspection, claims review, motor vehicle record review, property information review, or other applicable underwriting procedures.
5. USER-PROVIDED INFORMATION
You agree that information you provide to us will be accurate, current, and complete to the best of your knowledge.
You are responsible for reviewing information submitted through our website and notifying us of material errors or changes.
6. ELECTRONIC COMMUNICATIONS
By communicating with LANZA INSURANCE AGENCY INC. electronically, including through our website, email, or text messaging, you consent to receive electronic communications where permitted by applicable law.
Electronic communications may include responses to inquiries, insurance-related information, appointment reminders, quote information, account communications, customer service communications, and other communications related to your interaction with us.
7. SMS / TEXT MESSAGING TERMS
If you provide your mobile telephone number and affirmatively consent to receive text messages from LANZA INSURANCE AGENCY INC., you may receive SMS/text messages relating to your inquiries, insurance quotes, applications, appointments, policies, customer service, and other permitted communications.
Message frequency varies. Message and data rates may apply.
Consent to receive marketing text messages is not a condition of purchasing insurance or obtaining services.
You may opt out of marketing text messages at any time by replying STOP to a message from us.
For help, reply HELP or contact LANZA INSURANCE AGENCY INC. using the contact information below.
After you opt out, you may receive one final message confirming your request. You will no longer receive marketing text messages unless you provide consent again.
We do not sell or share your mobile telephone number or SMS opt-in information with third parties for their own marketing purposes.
8. CARRIER AND THIRD-PARTY SERVICES
LANZA INSURANCE AGENCY INC. may work with insurance carriers, wholesalers, brokers, technology providers, payment processors, marketing providers, communication platforms, and other third-party service providers.
Third-party insurance carriers are responsible for their own underwriting decisions, policy issuance, policy terms, claims handling, and other services within their respective responsibilities.
Links to third-party websites or services may be provided for convenience. We are not responsible for the content, availability, security, or privacy practices of third-party websites or services.
9. WEBSITE CONTENT
We make reasonable efforts to provide accurate and current information on our website. However, website content is provided for general informational purposes and may contain errors, omissions, or information that becomes outdated.
Information on our website should not be considered a substitute for reviewing an actual insurance policy, application, endorsement, declaration page, or other official insurance document.
10. INTELLECTUAL PROPERTY
Unless otherwise stated, the content of this website, including text, graphics, logos, images, designs, trademarks, service marks, and other materials, is owned by or licensed to LANZA INSURANCE AGENCY INC. and is protected by applicable intellectual-property laws.
You may not reproduce, distribute, modify, publish, transmit, display, or commercially exploit our content without prior written permission.
11. PRIVACY
Your use of our website and services is also subject to our Privacy Policy.
Privacy Policy: www.lanzains.com/privacy-policy
12. DISCLAIMERS
To the extent permitted by applicable law, our website and its content are provided on an “as is” and “as available” basis.
We do not guarantee that:
- The website will always be available or uninterrupted.
- The website will be free of errors, viruses, or other harmful components.
- Information on the website will always be complete, accurate, or current.
- A particular insurance product, carrier, rate, premium, or coverage will be available to you.
Nothing on the website is intended to modify the terms of an insurance policy or create coverage that is not provided under the applicable policy.
13. LIMITATION OF LIABILITY
To the maximum extent permitted by applicable law, LANZA INSURANCE AGENCY INC. will not be responsible for indirect, incidental, special, consequential, or punitive damages arising from or related to your use of, or inability to use, our website or electronic communications.
Nothing in these Terms is intended to exclude or limit liability that cannot legally be excluded or limited under applicable law.
14. INDEMNIFICATION
To the extent permitted by applicable law, you agree to indemnify and hold harmless LANZA INSURANCE AGENCY INC., its owners, officers, employees, representatives, and service providers from claims, liabilities, damages, losses, costs, and expenses arising from your unlawful use of the website, violation of these Terms, or submission of fraudulent or misleading information.
15. CHANGES TO THESE TERMS
We may modify these Terms from time to time.
Updated Terms will be posted on this website with a revised Effective Date. Your continued use of the website after changes are posted constitutes acceptance of the revised Terms to the extent permitted by law.
16. GOVERNING LAW
These Terms shall be governed by and interpreted in accordance with the laws applicable to LANZA INSURANCE AGENCY INC., without regard to conflict-of-law principles, except where applicable law requires otherwise.
Any dispute shall be handled in a court or forum having appropriate jurisdiction, subject to applicable law.
17. SEVERABILITY
If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, the remaining provisions will remain in effect to the fullest extent permitted by law.
18. ENTIRE AGREEMENT
These Terms, together with our Privacy Policy and any other applicable agreements or policies referenced on our website, constitute the terms governing your use of our website, except where a separate written agreement applies.
19. CONTACT INFORMATION
LANZA INSURANCE AGENCY INC.
9900 W Sample Road, Suite 326
Coral Springs, FL 33065
Phone: 954-825-0424
Email: diana@lanzains.com
Website: www.lanzains.com
SMS
By providing your mobile number, you agree to receive text messages from LANZA INSURANCE AGENCY INC. regarding your insurance inquiry and related services. Message frequency varies. Message and data rates may apply. Reply STOP to opt out and HELP for help. Consent is not a condition of purchasing insurance or obtaining services. See our Privacy Policy and Terms & Conditions.